Are you unsure of how to begin increasing your money in a more passive manner?  For many individuals, investing might be difficult, and we are here to assist!  We found more than 15 platforms and assets that generate income for you to invest in so you can start making more money!
Assets that generate revenue  On the word stock, with a black backdrop and blue light, is a switch button.  Conceptual picture used to show an investing strategy

Our partners may provide links in this content.  For more information, see How We Make Money.
In order to have more money in 2025, have you been thinking what investments might provide greater income?
Saving money alone may not always be sufficient to improve your bank account; you may also need to learn how to begin investing.
Investors may pick from a wide range of income-producing assets, and the optimal investments for you will rely on your financial objectives and circumstances.
In order to assist you in starting your journey towards financial independence and earning additional income right now, we have compiled a list of over fifteen assets that generate revenue.
Thus.  What Do Income-Generating Assets Mean?
Cash flow-producing investments help you achieve financial independence and other personal finance objectives. These are known as income-producing assets.
They might include equities, bonds, mutual funds, real estate assets, or even the launch of an internet company or other investments like rental properties.
The important thing is that they should generate enough revenue to support your costs and maintain your standard of living.  Basically, it's a consistent monthly flow of income that doesn't always originate from employment.
Assets that Generate Income Setting aside funds for an emergency reserve and reducing debt
You may position yourself for success at every stage of life by assembling a diversified portfolio that consists of both growth and income-producing assets, such corporate bonds or real estate.
Furthermore, it will be easier than ever to develop an income-generating asset plan that suits your particular circumstances if you are aware of the strong income potential offered by various assets.
1. A savings account.

Compared to ordinary savings accounts, high-yield savings accounts have much higher interest rates, which makes them a superior asset for generating money!
You may get even higher interest rates from high-yield savings account alternatives than from just putting your money beneath the mattress.
They are also FDIC guaranteed, so your money is just as secure as it would be in a typical savings account or a regular checking account.  They are also less hazardous than real estate and stock market investments.
Currently available are two high-interest savings accounts with attractive interest rates: Chime and the CIT Bank Savings Builder Account.
The CIT Bank Savings Builder Account offers two distinct savings account options: the High Balance Savers and the Monthly Savers.
Open A Savings Builder Account With CIT Bank Here
There are no minimum balance requirements, monthly fees, or interest earning caps with the Chime Savings Account.  See our Chime Review to see how their high-yield savings and credit builder account will help you handle your money better.
2. Accounts for Money Markets
Money market accounts provide passive income by paying dividends to you, making them secure investments that generate income.  They pay a set rate for the duration of your investment, much like certificates of deposit (CDs).
They are among the most well-liked investment categories among investors nowadays.  They provide a fantastic balance of liquidity, stability, and safety.
There are no minimum balance restrictions or set holding periods for money market funds.  Before creating an account, you should take into mind the withdrawal restrictions.
If you want to increase your money in a secure method using the greatest assets that generate income, a money market account can be theideal option.
3. Stocks Paying Dividends
A digital tablet computer displaying a data graph of the stock market
You'll discover some of the most profitable chances for income-producing assets on the stock market.
There are two kinds of dividend-paying stocks that companies have: ordinary and preferred.  Certain privileges are granted to preferred investors over common stockholders.  They could get a larger portion of a dividend or first dibs on a corporate sale, for instance.
You have the option to invest in a variety of dividend-paying businesses.  A business with a long-term success forecast and sound financial standing is probably one that pays dividends.
The largest risk associated with equities is a drop in value.  But let's face it, there is no such thing as an investment that is "risk-free"!
It doesn't take a lot of time or effort on your part, which is another fantastic benefit of investing in dividend-paying equities.  Nevertheless, when it comes to dividend stocks, some investors decide to adopt their own method and plan.
4. Neighborhood Companies

Many individuals in the current economy are searching for methods to put their money in assets that will generate income and provide a profit.
Purchasing stock in a local company is one revenue-generating asset that is often disregarded.  With proper execution, this may be a highly lucrative method of generating revenue from your assets.
There are a number of factors to take into account when choosing whether or not to invest in a local company.  The local economy's health is the most crucial element.
Businesses in the region are likely to succeed if it is expanding and prospering.
One crowdfunding platform that might assist you in locating small local companies to invest in is Mainvest.  Mainvest allows local physical firms to register and develop offers in order to obtain capital.
5. mutual funds
Robinhood vs M1 Finance The hazy cityscape backdrop of a photograph with gold coins and seeds in a transparent container represents a business investment development notion.
One of the best ways to invest for a passive income stream is via mutual funds.  They are composed of many investors that combine their funds to make investments in assets such as stocks.
They make it simple for an investor who knows very little about investing to spread their money over a variety of equities.  They could be an excellent choice for you because of this.
But before you can start investing in them, you must pay a one-time charge for certain of them.  Prior to making your final selection, it's critical to comprehend all expenses associated with the mutual fund or funds you choose.
Mutual funds also often don't demand a large initial commitment, which is another benefit.  Others can need as little as $500 to begin going, depending on the fund.
6. Funds by Index
Index funds are yet another straightforward source of income that provide a special and efficient means of accumulating wealth and earning passive income.  Making use of compounding returns is the secret to increasing wealth with index funds.
Due to the widespread use of these investment vehicles, investors may readily benefit from economies of scale to lower expenses and build a well-rounded investment portfolio.
Diversification among hundreds or even thousands of companies is an advantage of investing in an index fund as opposed to individual equities.  As a result, they are regarded as among the safest investments.

7. Trusts for Real Estate Investment (REITs)
To invest in real estate, people place their funds in real estate investment trusts (REITs).  However, how do these revenue-producing assets operate and what are they?
An organization that funds or owns rental properties and generates income is known as a real estate investment trust.  Both private ownership and stock market listing are options for these REITs.
Investors may spread out the risk by pooling their funds and investing in huge portfolios of real estate holdings via REITs.  Real estate investment trusts can provide handsome dividend yields since they are required to distribute 90% of their taxable revenue to shareholders.
Cash-strapped investors should avoid real estate investments since they are hazardous income-producing assets.
8. Rental Apartments
Rent a Hispanic family's house with a Roofstock review
Investing in rental properties is among the finest methods to fund assets that generate rental income and generate passive income.  When you invest in real estate, owning rental properties may be quite profitable if you know what you're doing.
For real estate investors, single-family houses are quite simple.  Everything will fall under your purview, from handling maintenance and tax deductions to locating renters.
With real estate investment, maybe you don't want to rent out another house for a long time?  Maybe Airbnb is the solution!
Renting out a whole home or apartment for a week or weekend on Airbnb may earn you anything from $100 to more than $1000 in a single evening!
9. Bonds.
An additional well-liked investment choice for earning money outside of your day work isbonds.  When it comes to investment, however, they are also among the most misinterpreted income-producing assets.
A lot of people think that increased risk equals bigger returns, but bonds show that this isn't necessarily the case!  Depending on the investment's period and interest rate, you may be able to earn a substantial return on your original investment.
Since bonds provide a more reliable income stream than other investments and tend to rise when stock prices decline, they are a great addition to any portfolio.
The typical savings account doesn't do that!  Regarding money market accounts, bonds are regarded as one of the safest options.  Bonds can be worth considering if you're searching for strategies to increase your investment income.

10. Rental Areas
By renting out storage space, you may make a lot of money from your real estate investment.
Renting out your real estate might generate a sizable revenue.  If space is limited and storage facilities are few in your neighborhood, consider renting out your extra space to individuals or businesses in need.
Self-storage facilities and additional rooms in homes, garages, storage sheds, and other locations are rented by many individuals these days.  You may rent out your excess valuable space to those in need with a minimal initial investment.
You may start with Neighbor Storage.  Does a room in your home, or even a garage or attic, have spare space?  You may even be able to rent space in your yard for the storage of vehicles.
Simply put it on Neighbor Storage's list!  They link renters with space and those searching for a place to store their belongings!  For additional details, see our Neighbor Storage review!
11. The farming field
Farmland is a great asset for producing income for a number of reasons.  One of the reasons is that it's a physical property that you don't have to own as a landlord!
The fact that there will always be a demand for food makes it a very stable investment.  Additionally, farmland is becoming harder to find, which suggests that its value as real estate will probably increase in the future.
The FarmTogether platform is one option for investors to purchase farmland in the United States.  Their website offers crowdfunded farming options for accredited investors to invest at least $15,000.

12. Deposit certificates (also known as CDs)
For a certain period of time, savings accounts known as certificates of deposit (CDs) provide fixed interest rates.  They're well-liked since they yield more than the majority of other savings accounts, but you have to invest your money in these secure income-generating assets for a certain period of time, usually three to six months.
Since you don't want to be trapped into a low interest rate if interest rates rise while your money is locked into the CD, CDs are best suited as short-term investments.
However, if you're satisfied with the CD's interest rate and know you won't need the money for at least six months, it might be a great method to make someadditional cash.
13. Loans from Peers to Peers
Peer-to-peer lending has the potential to generate substantial profits.
The idea behind peer-to-peer lending is straightforward: individuals who have extra money lend it to those who are in need of money.  When you forget your wallet, it's like lending your pal $20 for lunch, but done online.  It can only entail much more money!You get a percentage of interest on your investment in exchange, which may be somewhat more than that of a bank loan.  The major danger associated with peer-to-peer lending is the possibility of losing all or part of the loan amount.
Your money can be used for a variety of purposes and to a variety of borrowers in a variety of industries, from purchasing a personal computer to taking a vacation to more significant endeavors like business loans.
In a similar manner, the majority of online peer-to-peer lending firms determine loan eligibility based on payback records and credit ratings.  Investors then choose the people to whom they want to provide credit.

14. ETFs (exchange-traded funds).
The greatest assets for producing income are exchange-traded funds (ETFs).  They are stock or bond bundles that are as tradable as individual securities.
They may provide diversity since they own several stocks in the same fund, as opposed to investing in individual securities.
Selling a full ETF holding, however, does not entail selling individual assets since ETF shares are designed to represent the value of the securities owned by the fund.  Consequently, the supply and demand for individual names in that investment category are not impacted, allowing investors to trade big blocks.
There is no fixed value for ETFs since they may be purchased or sold at any moment throughout the day.
15. Annuity
Annuities, which are lump sum investments made by insurance companies to investors, are similar to peer-to-peer lending in that you lend money to the insurance business, but with generally lower interest rates, so you get a bit more money back.
Since this is a fixed income investment, which returns your initial investment each month, it is one of the most popular passive income sources among seniors.