The best cashback websites for 2025

You may get 10% or more back on select purchases when you buy on the top cashback websites.  Check these deals before making any online purchases.

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You may get hundreds of pounds in rewards each year if you purchase online often.
Cashback offers have ranged from 1% to over £100.  The largest purchases will often provide the highest discounts, but even a tiny percentage return is worthwhile.  Everything adds up.
What does this guide contain?
   ●  2025's top cashback websites
   ●  How to get cashback
   ●  How are cashback websites operated?
   ●  Is there a fee associated with cashback?
   ●  Advice for using cashback websites

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2025's top cashback websites
The best cashback websites are as follows:
1. TopCashback

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One of the top cashback websites with great deals is TopCashback.  They and Quidco are often in tight competition for the best offers, but TopCashback has lately had some really attractive offers.
It costs nothing to become a Classic member.  This provides you up to 12.5% as a payout bonus from the Reward Wallet (which pays you for transferring cashback for e-gift cards) and £30 for introducing a friend.
However, you may subscribe to the Plus membership for only £5 of your annual cashback profits.  This raises the maximum Reward Wallet payout bonus to 25% and the friend-referral incentive to £35.  Extra benefits include tournaments and special promos.
Additionally, keep an eye out for their Free Cashback offer.  By doing online chores like checking your credit score or completing paid online surveys, you may earn cashback.

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2. Quidco
Among the top
cashback websites is Quidco.  The majority of people give them excellent evaluations, and they often provide high prices.
According to them, the typical user earns £300 annually, which could buy you a summer vacation!
Paying for a Premium membership is an option.  Higher cashback rates, larger payment bonuses, and other advantages will result from doing this.  In return, you will have to forfeit £1 of your monthly active cashback earnings.
3. Swagbucks
There are other methods to earn money on Swagbucks in addition to cashback.
Completing surveys, playing games, viewing movies, and even installing applications may earn you incentives as well.
Save 'Swagbucks' (or SBs as they call it) as a kind of money that can be redeemed for incentives to earn your cashback and prizes.  Take a look at our Swagbucks review to learn more.

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4. Rakuten

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More than 400 businesses have partnered with Rakuten to provide cashback from a variety of merchants, including M&S, New Look, and Superdrug.  At Sainsbury's, they even provide up to 7.5% cashback, which is great for saving money on groceries.
Their convenient browser plugin instantly alerts you to chances as you spend online, making it easy to earn cashback.
Additionally, if you introduce friends and they spend more than £30, you may get an endless £25 bonus.
Since it's free to sign up for any of the websites we've mentioned, you might do so for a few and compare the payback amounts.  Is there anything to lose?
How to get cashback
Here are a few of the most effective, low-effort methods to get cashback:
1. Open a bank account for cashback.

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With current accounts, some banks provide cashback, which allows you to get a little amount of money back when you pay your bills or spend at certain stores.
As a bank switch offer, cashback is sometimes given to new clients for a brief period of time.
Although this is a simple method of earning cashback, be aware of any possible disadvantages.  In order to keep the benefits, some accounts require a monthly deposit of a certain amount or impose a minor monthly fee.
Verify whether the available cashback offers align with your spending patterns.  If not, you could be better off choosing other advantages of a bank account.
2. Open a credit card account.
You could be better off with a cashback credit card if you're adept at money management.  Depending on the card, they basically give you cashback on part or all of your transactions.
The majority merely provide between 0.25% and 1% back on each purchase, but the total quickly mounts.  Once again, make sure the offerings suit you and keep an eye out for any monthly costs.  To locate the best offers, use our guide to student credit cards.
If you do have a credit card, make sure you pay it off at the end of each month in whole and on schedule.  Use it only for purchases you are certain you can afford.
If not, interest will be assessed, which may exceed any cashback you have received.   Additionally, keep in mind that your credit score will probably decline if you fail to pay it off.
3. Change the energy supplier
Many energy companies run promotions, such as cashback, to draw in new clients.  Just be cautious to calculate the whole cost and make sure you're receiving the best possible bargain.
For example, if you're going to spend £70 more in bills over the course of the year, there's little need in pursuing a contract that promises £30 return.
To reduce your expenses as much as possible, use our guide to provider comparison and switching.
4. Shop online
You may still earn cashback when you use cashback sites to make purchases online if you don't want to commit to a new credit card or bank account.  The ones mentioned above are excellent examples.
They're quite simple to use, and if you persevere, you may eventually make a significant amount of money.  To learn precisely how they operate, continue reading.
How are cashback websites operated?

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Cashback offers come in a broad range.  Depending on what you purchase and where you shop, you may make as much as £100 or only a few pence on a single transaction.  Although it seems difficult, it's really rather simple.
To begin receiving rewards, do these easy steps:
1. Create an account on a trustworthy cashback website such as Swagbucks, TopCashback, or Quidco.
2. Open a new tab and log into your cashback site account whenever you want to make an online purchase.  As an alternative, you might go directly to the cashback website to find out which businesses have the finest offers or the highest rates.
3. Use the cashback site's search field to look for the shop you want to purchase from (for example, "ASOS," "Currys," or even "Sky Broadband").
4. To access the brand's homepage, click on the link on the cashback website.
5. Proceed with your transaction as normal.  The cashback website will record your cashback as it will have monitored your click and knew you made your purchase via them.
How much cashback is available on the internet?
The quantity of money that you will get will change.  Cashback rates for minor purchases may range from 5% to 10%, but you might earn £100 or more if you're making a larger expenditure (like a new internet package or mobile phone contract, for instance).
Typical cashback rates for a few businesses as of this writing are shown below:
1. ASOS: cashback of up to 6.66%
2. Up to 10% cashback on Expedia
3. O2 Mobiles: refund of up to £120
4. Travelodge offers cashback of up to 4%.
5. Virgin Media offers refund of up to £100.

Keep in mind that rates will change according on your purchase, the cashback website you use, if you're a new client, and any applicable promotions.
Is there a fee associated with cashback?

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Typically, cashback websites are free to use.  While some, like Quidco and TopCashback, provide premium programs that get you access to the best deals, you may still receive cashback without paying more than the purchase price.
Since free money may seem a little dubious, some individuals are concerned that these websites are scammers.  But it's all made feasible by their rather clever business plan.
You get a significant portion (or, in some situations, the whole of) the commission that cashback websites receive for referring clients to online retailers.  Brilliant!
Cashback websites are paid by businesses such as Argos, ASOS, and even broadband providers to promote and drive traffic to their websites.  The cashback website receives referral fees when a consumer makes a purchase, which it subsequently gives to you.
Customers of some websites get all of the commission.  Instead, they profit from premium memberships, which usually cost a few pounds, or incentives they earn for promoting a lot of clients.
Best practices for using cashback websites
Before beginning, there are a few things to think about if you're eager to try cashback.
Activities on cashback websites
Our best recommendations for utilising cashback websites are as follows:
   ●  Clear your cookies: Cashback websites employ cookies to determine if you came from another website or from theirs to a retail website.  You will thus not get your reward if your browser history becomes confused and fails to recognise that you came from a cashback website.  This may be avoided by clearing your cookies before making your purchase.
   ●  As soon as possible, transfer any funds you earn from your cashback account.  If you keep it in your account for too long, it won't be safeguarded in the event that the website fails.
   ●  Before making a purchase, do your arithmetic since cashback isn't always the best option.  To locate the greatest bargain, compare prices, look for coupon codes, and browse daily deal websites.
   ●  To begin collecting rewards on both in-store and online transactions, register your credit card with your cashback account.
   ● Encourage your friends to sign up using a referral link, and you'll receive additional money in return.  As of this writing, TopCashback offers up to £35 per referral (depending on your membership plan), while Quidco typically offers £15 in their referral scheme.
   ● Don't forget to use the price match feature. Quidco and TopCashback both promise to match or even surpass each other's offers.  You can file a claim and receive additional cashback if you discover that you could have found a better deal elsewhere.  Read the T&Cs carefully, though, as there are time limits on this.
Avoidable mistakes on cashback websites
Avoid the following when using cashback websites:
   ●  Avoid getting sidetracked by dazzling bargains.  When a new broadband package offers £100 in cashback, it's easy to get excited.  However, don't pursue a new contract if you don't truly need one.  Additionally, broadband providers aren't known for being simple to comprehend.  They may be defrauding you with additional fees even if they are giving you a fantastic cashback.
   ●  Don't make any assumptions.  The money does not automatically belong to you just because you followed the directions.  There may be issues that cause you to lose out on your money.  To avoid disappointment, try not to rely too heavily on getting your rewards – instead, think of it as a bonus if you make some cash.  If you have any issues, contact the cashback site's customer service department.
   ●  Don't think that every deal is set in stone – There can be disputes between brands and cashback sites that might prevent you from getting what you're due.  Admittedly, this is a pitfall of going for cashback.  Nothing is guaranteed until it's safely in your bank account.

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